Lending Disclosures

Effective November 12, 2026.

We are not a lender

daveloansapp.com is an independent publisher. We do not make loans, credit decisions or loan offers, and we do not broker loans. When you submit the form on our Compare offers page, it is processed by a third-party form provider that may share it with lenders and lending networks. Dave Inc. is not part of this network.

Rates, fees and terms

Each lender sets its own annual percentage rate (APR), fees, loan amounts and repayment terms based on its criteria, your state and your information. Short-term loans can be expensive, and APRs on some products can be much higher than a cash advance fee. Lenders are required to provide their rates and terms before you accept; review them carefully.

Credit checks

Submitting a request is not an application to any specific lender. Lenders may verify your information and may check your credit, which may include inquiries with consumer reporting agencies.

Availability

Lenders do not operate in all states, and not all requests are matched with a lender. Approval and loan amounts are not guaranteed.

Late or missed payments

Each lender's agreement explains its policies for late payments, collections and renewals. Missed payments can lead to fees and may be reported to credit bureaus. Borrow only what you can repay.

Questions

Email [email protected]. For questions about a specific loan, contact that lender directly.